In 2025, Capital Bank signed a USD 135 million Green Subordinated (Tier 2) Loan, one of the largest of its kind in Jordan, led by the European Bank for Reconstruction and Development in partnership with a consortium of international and regional financial institutions including ILX Fund, OPEC Fund for International Development, Arab Fund for Economic and Social Development, Green for Growth Fund, and SANAD Fund for MSME. This 10- year facility, which qualifies as Tier 2 regulatory capital under Basel III and the Central Bank of Jordan’s regulations, supports Capital Bank’s growth, green finance, and SME lending capacity. 

As part of Capital Bank Group, Capital Leasing secured a USD 5 million loan from the European Bank for Reconstruction and Development under the Green Economy Financing Facility. 

This facility, which includes US$1.25 million in co-financing from the Green Climate Fund, marks the first green loan to a leasing company in Jordan under the GEFF program. The funds are designated to support Jordanian micro, small, and medium-sized enterprises (MSMEs) in adopting climate mitigation and adaptation technologies. 

In 2025, Capital Bank disbursed JOD 46 million in green loans, supporting a variety of environmentally sustainable projects across the country, showing a yearly increase in the share of green lending. 

To strengthen governance, a dedicated ESG Committee chaired by the CEO has been established to oversee the implementation of sustainability initiatives supported by policies such as ESMS, Credit policy and ESG policy. 

In addition to issuing the sustainability report from 2022, Capital Bank deepens its belief in sustainability measures and its dedication to transparency and accountability, ensuring trust with clients, investors and regulators, by working on the first climate-related disclosures aligned with IFRS S2. 

Stemming from its responsibility to create a sustainable work environment, Capital Bank implemented several initiatives, including upgrading parking areas into electrical vehicle parking where employees can charge their cars, in addition to its solar farm, also demonstrating tangible efforts to reduce the bank’s carbon footprint by switching to renewable resources cars fleet to electric.

Beyond environmental efforts, aiming to foster a culture of inclusion and equality, Capital Bank joined the UN Women’s Empowerment Principles (WEPs) to advance gender equality and women empowerment across the organization, where these initiatives highlight the bank’s dedicated, sustained efforts to integrate environmental stewardship, employee wellbeing, and social responsibility into everything that is does. 